Attention homeowners: Real estate appraisal services for in Belton and Bell County

The top 7 reasons TX homeowners call on Big Hat Realty & Valuations:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a TX property tax assessment
To cut a monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Bell county or TX

Need help deciding the value of your house in or near Belton, TX?
Contact Big Hat Realty & Valuations.

At Big Hat Realty & Valuations, we understand the individual needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Big Hat Realty & Valuations are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping people just like you delete undesirable PMI insurance.

Challenge a property tax assessment

If you live in a region that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Big Hat Realty & Valuations is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. An appraisal from Big Hat Realty & Valuations can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Big Hat Realty & Valuations offers field reviews where we'll go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Big Hat Realty & Valuations can We can assist you. While typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.